General liability is your rock, your foundation for a comprehensive insurance package. If someone slips and falls on your property, general liability has you covered. If you get into an accident, it’s probably going to be your general liability policy that you’re cashing in on. Smart Way Insurance Agency can offer comprehensive liability plans, but you should know that there are limits to how far general liability will go.
If, for instance, you run a website, and someone sues you for defamation because you ran a story that they take issue with, general liability won’t cover that. If you work in finances and you give someone some investment advice that doesn’t work out, and they sue you over it, general liability won’t cover that, but professional liability will.
Whatever you do, whatever you are buying insurance for, general liability is a must, but it is also important to ensure that you are covered against the other forms of liability that tend to affect your field. This varies from person to person, from business to business and even from city to city. The insurance and business laws in Sandy, UT will be very different from those in Sarasota, FL, for instance.
General liability insurance is important, and if you are not covered currently, then you should call Smart Way Insurance Agency as soon as possible to make sure that you are protected. But, it is only a foundation for your insurance plan. You need to be covered from all angles. General liability is a starting point, but you have to consider what else is needed to keep you safe from all threats.