Residents who live in Sandy, UT can count on the agents at Smart Way Insurance Agency to provide them with the information they need concerning different types of boat and watercraft insurance. Boating is a favorite past time of many Utah residents and knowing that you’re fully insured, both on the water and off, is extremely important. It’s also important to know just exactly what your insurance policy covers.
Letting Someone Borrow Your Boat
It’s your choice to let someone borrow y our boat. It’s in your best interest to make sure they know how to properly handle the watercraft, as well as have a working knowledge of the laws that are in place for operating a boat or other watercraft in public waters. If you feel comfortable with letting them borrow your boat, make sure you have a contingency plan in place, if they have an accident or cause any type of damage.
If you let a friend borrow your boat and they have an accident, who’s responsible. In most cases, you are. It’s important to make sure your insurance policy covers other people using your watercraft. This type of coverage may require an additional fee, but it’s better to be safe than sorry.
It’s extremely important that you protect your interests at all times. If you and your friends go boating often, you need to understand both the laws and the insurance policy you have in place that protects you from financial loss. In Sandy, UT, contact the agents of Smart Way Insurance Agency if you have any questions about the limits of your boat insurance coverage and to find out what they can do to make sure you’re covered no matter what the circumstances.