Recreational vehicles are so much fun! Campers, boats, jet skis and and ATV’s can make for fun weekends and great memories. The downside to this fun is that people often overlook the necessity of insurance coverage. For Sandy, UT residents, there are so many opportunities for fun and recreation, but don’t forget that you need protection, too.
It happens every year. A family sets out for a weekend camping adventure with their new ATV. They are having a great time, then the unthinkable happens. An accident. There are injuries and a helicopter ride out to the hospital. Fortunately, it ends well. Unfortunately, the medical costs are outrageous. Without specific coverage for the ATV, there is simply not enough to cover the costs of hospital, doctor and transportation bills. The financial hit for the family is severe.
Other problems occur when friends use the ATV, or when the ATV is involved in property damage. You have to have coverage for these instances, no matter how rare they may seem.
All recreational vehicles, whether they be for water or land, should be covered. This includes ATV’s. While you may only use them occasionally, and in controlled circumstances, it’s still important to have them covered. Your homeowner’s insurance or other personal insurance may not cover these accidents at all, or perhaps only minimally.
If you have recreational vehicles, such as an ATV, it’s a good idea to sit down with your Smart Way Insurance Agency today to talk about insurance coverage options. Get the right amount of coverage. A one-time incident can set you back financially for years. Don’t take chances, get covered today.