Do Older Drivers Get Discounts on Auto Insurance?

When it comes to buying auto insurance, there are of course many discounts that you will want to take advantage of. The exact types of discounts, however, that are available to you will depend on several factors. Take for example that your insurance provider offers a student discount for people who are in school and maintain a certain grade point average (GPA). Unless you are a student and meet the minimum GPA requirement, then you won’t qualify for this discount. Let’s take a quick look at whether or not older drivers qualify for discounts.

Are there discounts for older drivers?

Yes, some insurance agencies do offer senior citizen discounts. The exact age that you will need to meet depends on the insurance carrier that you purchase a policy through. For example, some insurance agencies might require that you be at least 70 years of age to qualify for a senior citizen discount, while other ones may only mandate you be 55-years-old. 

How do you know what the age requirement is?

The best way to determine if you qualify for a senior citizen discount on your auto insurance is to check with your insurance agent. In the process of determining exactly how old you have to be to qualify for this type of discount, you very well may find that you can qualify for other discounts, such as accident-free cuts in your premium. 

If you have any questions about your policy, contact your agent today. To learn more about senior citizen discounts on auto insurance, contact Smart Way Insurance Agency serving the Sandy, UT area. 

Why Homeowners Insurance is so important in Sandy, UT

Your home is most likely the biggest investment that you will ever make so it’s important to protect it with adequate homeowner’s insurance coverage.  The threat of fire, flooding or severe weather can significantly impact you and your family financially.  Sometimes, the damage may come from visitors to your property.  A homeowner’s insurance policy from Smart Way Insurance Agency in Sandy, UT can help protect you so that you can recover quickly from any disaster that occurs. 

A homeowner’s policy will cover the repair or replacement of a home should there be a fire or damage from a severe weather event.  It will also cover the owner’s personal property that is damaged.  This can include clothing, furnishing and personal items.  Most policies also cover small outbuildings, storage sheds and fencing on the homeowner’s property.  In the event that a home is destroyed and significantly damaged and deemed inhabitable, most homeowner’s policies will provide funds to cover the homeowners additional living expenses such as hotels and meals until the home is repaired.  Homeowner’s policies also contain some personal liability coverage.  This protects homeowners by providing funds for legal expenses should someone get hurt on their property and sue.  Many policies will also provide funds for medical expenses if someone is hurt on their property.  These types of support are invaluable following a traumatic event and allows homeowners to recover more quickly. 

In Sandy, UT, it’s important to have appropriate homeowner’s insurance.  The team at Smart Way Insurance Agency is ready to discuss your options with you or visit our website and compare quotes online.  Today is the day to get the coverage you need!