Your Home In Utah Needs To Be Prepped For The Fall

When you live in Utah, it is important to prep for the fall. Just beyond those fall months are the colder winter months. Your home needs to get a little help to prepare for all of the ice and snow that is inevitably up ahead.

You have to consider what the cold air is going to do to your home. You are going to be running your heater longer and that is to ensure that you are comfortable indoors. There are a few things that you can do to help the heater run and minimize your energy bills at the same time.

  • Weather strip around windows and doors
  • Have the heater inspected
  • Reverse your fans

The snow and ice can damage your home if you don’t do a little bit of prep work. Clean out your gutters so that they aren’t clogged. Otherwise, the snow and rain can create an ice dam – and potentially cause your gutters to fall down.

You will also want to fill and seal any cracks in your driveway and walkways. This is because as the weather gets colder, cracks could be worsened.

Make sure to have your chimney cleaned so that you don’t experience a clogged fireplace, and the fall is a great time to replace all the batteries in your smoke detectors, especially because of all of the holiday baking, holiday lights, and more that will be around your home.

Take the time to create an actual checklist so that you can be sure that all of the prep work is being done in a timely manner.

Contact an agent at Smart Way Insurance Agency today to learn how you can protect your home in Utah. Many homeowners are depending upon our knowledgeable agents to get covered in the form of quality homeowner’s insurance policies.

 

 

Sell Everything You Don’t Want, And Create a List of Everything You Do Want

If you have some free time, now is a great time of year to go through your home and clear out some clutter. You can hold a garage sale to get rid of anything you don’t want to keep. Anything you do decide to hang on to can be listed on a home inventory list. Here are a few tips to help with both of these tasks.

Get Rid of Extra Stuff with a Garage Sale

As you go through you home, you’ll likely come across lots of stuff you no longer need. You might even discover some things that you forgot you had. When you go through your home, make sure to:

  • look in every room
  • check behind and under furniture
  • give yourself enough time to search through your entire home

Everything you find that you don’t want can either be sold at a garage sale or thrown out.

Document Everything You Keep

Everything you keep should be documented in a home inventory list. Such a list helps you identify what was lost if you’re a victim of a burglary and can be helpful when filing a homeowners insurance claim. Writing down everything you own, though, would take a long time. To efficiently document what you have, you can:

  • specifically write down valuable items
  • take photos of rooms to document less valuable items quickly
  • open cupboards, dressers and closets and take pictures of their contents

Once you have a home inventory list, you may want to reconsider your homeowners insurance. If your current policy doesn’t provide enough personal property coverage for everything on your list, you should shop around for a policy that will provide you with enough protection.

If you want help checking your coverage and reside in Sandy, UT, contact us at Smart Way Insurance Agency. We’d be happy to help you create an inventory list or shop for a new home insurance policy. To get in touch with us, send us a message.