There are a number of reasons why you may not have a permanent address. You may be between houses, couch surfing on your friend’s couch, or could be evicted while you are between cars. Regardless, you are supposed to inform your auto insurance company of any changes to your address and where your car is housed. This may leave you wondering what to do if you find yourself in this situation.
When you do not have a permanent address, an insurance company will ask you to list the addresses where the car is often housed or garaged. This may be at your friend’s place or the part of town where you often crash with family. If you have this information, this will be the address used to generate your quote.
If you are transient and don’t have an address, an insurance company may do one of two things. They may use an average price for numerous zip codes to determine your price or price you based on the most expensive zip codes in the area. Ultimately, it is up to the insurance company to decide what to do in such a situation. As such, it important to get quotes from various companies to ensure you find the one that is fair and reasonably priced for you.
If you are looking to insure a vehicle, yet don’t have a permanent address, let Smart Way Insurance Agency in Sandy, UT help. We can help determine the average cost for zip codes in the area, giving you a fair and reasonable price quote until you have a permanent address.